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Introducing Our Values Series: Shaping the Future of F&M Bank
As F&M Bank celebrated its 115th birthday last August, we embarked on a journey to continue our legacy as we also define and shape the future of our company. After months of consideration and discussion, we launched our new values, which reflect our history and keep a keen eye on the years ahead. We believe […]
Have You Met Calan Jansen, One of Virginia’s Leading Financial Advisors?
When it comes to managing your wealth and planning for your financial future, having an experienced and knowledgeable advisor by your side is crucial. In the state of Virginia, one name stands out among the rest – Calan Jansen. With over 20 years of wealth experience and Series 66, 63, SIE, 7, and 6 licenses, […]
Should You Buy Long-Term Care Insurance?
The longer you live, the greater the chances you’ll need some form of long-term care. If you’re concerned about protecting your assets and maintaining your financial independence in your later years, long-term care insurance (LTCI) may be for you. Who needs it? As we age, the odds increase that we’ll need some form of long-term […]
Why Choose A Brick-And-Mortar Bank in Virginia?
Are you looking for a new bank? Still trying to decide if itโs time to make a switch? There are a variety of options out there, including online-only and brick-and-mortar banks. Admittedly, weโre a bit biased, having served the Shenandoah Valley with brick-and-mortar bank offices since 1908. In this article, weโll explain what a brick-and-mortar […]
Shenandoah Valley Spring Fires: Emergency Donations Needed
As our local fire and rescue departments battle against the raging fires that threaten our communities, it is crucial that we stand united and extend a helping hand. These brave men and women are working around the clock, risking their lives to contain the flames and protect lives and property. F&M Bank has always prioritized […]
Filing a Non-Profit Tax Return
Charitable organizations are exempt from paying state and federal income taxes, but that doesnโt mean you donโt have to file anything with the IRS each year. In this article, weโll explain how to obtain 501(c)(3) status, what information is required for a 501(c)(3) tax return, and how and when to file one. After we cover […]
Is A Joint Bank Account Right For You?
Maybe you just got married or moved in with a long-term partner. Or youโre starting a business with other people. Perhaps youโre suddenly in a caregiver role for an aging parent or trying to figure out the easiest way to share spending money with your kid at college. These are all situations in which sharing […]
Clean Up Your Credit Score
Whether youโre preparing to apply for a loan or reeling after a credit application rejection, if you are looking to improve your credit, you arenโt alone. According to Experian, about 30% of adults have scores of less than 670โthe standard minimum for a conventional home loan approval. The good news is that credit scores are […]